In implementation of the noble royal decree stipulating that controls in order to limit the practice of financing activity by unauthorized persons, in accordance with the finance companies control system.

The Ministry of Justice and the Saudi Arabian Monetary Authority "SAMA" completed a joint project for the technical link between the enforcement courts and SAMA.

Linking the enforcement courts with SAMA ensures that violators are monitored accurately, their trial is expedited, and the penalties imposed on them are legally imposed. This will ensure the protection of the economy and prevent the exploiting the needs of the public by financing them in informal ways.

                This step will contribute to reducing the exploitation of default individuals by financing them in informal ways that do not take into account the debtor's credit status and the extent of his ability to fulfill. In addition, it should reduce imposing high burdens on defaults as a result of financing that is not subject to the control and supervision of the competent authority. This leads to the debtor's inability to fulfill his obligations.

                The controls according to the noble royal decree included: that in the event the number of bonds for an order submitted by the applicant to the execution court reached a specified number within a year and he was not authorized to engage in financing activity, he/she will be classified by the Saudi Arabian Monetary Authority as (under examination).

The execution court considers requests by the (under examination) individuals after raising its classification, and in the event that the Saudi Arabian Monetary Authority upon its examination of the person designated (under examination), reaches the referral of the matter to the competent judicial authority, the classification status remains until the matter is decided.

                It is mentioned that Article (4) of the Finance Company Control system prohibits the practice of any of the financing activities specified in the system except after obtaining a license to do so in accordance with the provisions of this system, or other applicable regulations. It is prohibited for any unauthorized person to use - by any means – what indicates the practice of financing activities specified in the system or what implies its meaning, or to use in his documents, papers, or advertisements any term or phrase corresponding to it. The second paragraph of Article (35) defined the penalty for violating the system, which included the royal decree directing to take the necessary measures to intensify those penalties, especially the imprisonment.